Find FHA Loan Specialists in Silverton, OR
Browse fha loan specialists serving Silverton, Oregon. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Oregon before hiring.
Showing 11 fha loan specialists in Silverton, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Silverton Cost?
Typical costs for an FHA loan specialist in Oregon include an origination fee of 1% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% of the loan balance. Closing costs in Silverton generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Silverton do?
An FHA loan specialist guides you through the FHA loan application and approval process. They help you understand Oregon-specific requirements, such as property appraisal standards and down payment assistance programs available in Marion County.
What are the FHA loan limits for Silverton Oregon?
For 2024, the FHA loan limit for a single-family home in Silverton is typically the standard floor limit of $498,257. Higher limits may apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development and apply to all of Marion County.
How long does the FHA loan process take in Oregon?
The FHA loan process in Oregon usually takes 30 to 45 days from application to closing. Oregon law requires a minimum 7-day right of rescission for refinances. Delays can occur if the property needs repairs to meet FHA minimum property standards.