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Find FHA Loan Specialists in Bend, OR

Looking for a fha loan specialist in Bend? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Bend, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Oregon before hiring.
Showing 20 fha loan specialists in Bend, OR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hixon Mortgage
1567 SW Chandler Ave STE 203, Bend, OR 97702
(541) 323-0479 hixonmortgage.com
High Lakes Lending, LLC
2755 NW Crossing Dr Suite 229, Bend, OR 97703
(541) 848-7472 highlakeslending.com
Shaun Kent, Team Kent Mortgage Loans
225 SW Scalehouse Loop Suite 102, Bend, OR 97702
(541) 815-6591 teamkentloans.com
Joel Samaduroff - Hilltop Home Loans
1777 SW Chandler Ave #208, Bend, OR 97702
(541) 848-7464 hilltophomeloans.com
ELEV8 MORTGAGE
1777 SW Chandler Ave #208, Bend, OR 97702
(541) 508-5492 elev8mortgage.com
Change Home Mortgage
25 NW Minnesota Ave, Bend, OR 97703
(503) 606-8070 changemtg.com
Boss Mortgage
304 NE 3rd St #110, Bend, OR 97701
(541) 799-2677 bossmortgage.com
Mountain Mortgage
19405 Kemple Dr, Bend, OR 97702
(541) 280-6967 mountain-mortgage.com
Raven Home Loans, LLC
1338 NE 6th St, Bend, OR 97701
(541) 954-1800 ravenhomeloans.com
Ryan Fraker at CrossCountry Mortgage
721 SW Industrial Way #120, Bend, OR 97702
(541) 408-3454 ryansrates.com
Evergreen Home Loans Bend NMLS 89511
2900 NW Clearwater Dr Suite 100, Office 18, Bend, OR 97703
(541) 318-5500 evergreenhomeloans.com
Northwestern Home Loans
42 NW Greenwood Ave Suite #2, Bend, OR 97703
(541) 323-7000 northwesternhomeloans.com
Coast Home Loans
360 NE Kearney Ave, Bend, OR 97701
(541) 577-1390 coasthomeloans.com
Guild Mortgage - Kenton Powell
397 SW Upper Terrace Dr # 150, Bend, OR 97702
(541) 678-5501 branches.guildmortgage.com
Josh Garner - Mortgage Lender
21125 Scottsdale Dr, Bend, OR 97701
(541) 480-5525 garnermortgage.com
Rachelle Thomas
250 NW Franklin Ave STE 102, Bend, OR 97703
(541) 771-2537 cmghomeloans.com
All Seasons Mortgage
15 SW Colorado Ave, Bend, OR 97702
(503) 910-3043 allseasonslending.com
Brian Albrich | Fairway Home Mortgage
601 NW Harmon Blvd Suite 11, Bend, OR 97703
(541) 771-6175 fairwayreverse.com
Bend Mortgage Brokers
150 NE Hawthorne Ave #204, Bend, OR 97701
(541) 972-8616 bendmortgagebrokers.com
Mid Oregon Lending
2500 NE Twin Knolls Dr Suite # 130, Bend, OR 97701
(541) 728-0390 midoregonlending.com

An FHA loan specialist in Bend, Oregon can help you navigate the process of securing a government-backed mortgage. These loans are popular among first-time homebuyers and those with lower credit scores. Oregon law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Bend Cost?

Typical costs for an FHA loan in Oregon include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent. Closing costs in Bend usually range from 2 to 5 percent of the purchase price. Lender fees, appraisal fees, and title insurance also apply. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan and who qualifies in Bend?
An FHA loan is a mortgage insured by the Federal Housing Administration. To qualify in Bend, you typically need a minimum credit score of 580 and a down payment of 3.5 percent. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
What are the FHA loan limits for Bend Oregon?
For 2025, the FHA loan limit for a single-family home in Deschutes County is $498,257. This limit applies to most areas in Bend. Higher limits may apply for duplexes, triplexes, and fourplex properties.
How do I find a licensed FHA loan specialist in Bend?
You can search the NMLS Consumer Access database to verify a loan officer license in Oregon. Many local banks, credit unions, and mortgage brokers in Bend offer FHA loans. It is wise to compare rates and fees from multiple specialists.

FHA Loan Specialists in Other Oregon Cities