Compare FHA Loan Specialists in Pendleton, OR
Looking for a fha loan specialist in Pendleton? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Oregon before hiring.
Showing 15 fha loan specialists in Pendleton, OR
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What Does a FHA Loan Specialist in Pendleton Cost?
Typical costs for an FHA loan specialist in Oregon include an origination fee of 1% to 1.5% of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Third party costs like appraisal title and escrow fees in Pendleton usually total $3,000 to $5,000. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Pendleton do?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval document collection and underwriting. They help determine if a property meets FHA minimum property standards which are common in older Pendleton homes. Specialists also explain Oregon specific requirements such as the state foreclosure timeline and escrow procedures.
What are the FHA loan limits for Pendleton Oregon in 2025?
For 2025 the FHA loan limit for a single family home in Umatilla County is set by the Department of Housing and Urban Development (HUD). The standard limit is typically around $498,257 for low cost areas but may be higher in high cost areas. Pendleton falls under the standard limit due to its median home price.