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FHA Loan Specialists in Newport, OR

Browse fha loan specialists serving Newport, Oregon. Contact information and addresses listed below.

3 agents listed
Updated June 2026
Newport, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Oregon before hiring.
Showing 3 fha loan specialists in Newport, OR Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jessica Steenkolk at CrossCountry Mortgage
111 SE Douglas St f2, Newport, OR 97365
(541) 735-9861 crosscountrymortgage.com
Guild Mortgage Company
305 NW Coast St, Newport, OR 97365
(541) 264-7123 branches.guildmortgage.com
CrossCountry Mortgage, LLC
111 SE Douglas St f2, Newport, OR 97365
(541) 961-0609 crosscountrymortgage.com

An FHA loan specialist in Newport Oregon helps borrowers secure mortgages insured by the Federal Housing Administration. These loans are popular in coastal Oregon due to lower down payment requirements and flexible credit standards. Oregon law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Newport Cost?

Typical costs for an FHA loan specialist in Oregon include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Newport generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Newport Oregon?
For 2024 the FHA loan limit for a single-family home in Lincoln County is $498,257. This limit applies to Newport and surrounding areas. Higher limits may apply for multi-unit properties.
What credit score is needed for an FHA loan in Oregon?
Most FHA lenders in Oregon require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set their own requirements.
Are there Oregon-specific FHA loan requirements?
Oregon law requires FHA loan specialists to provide a Loan Estimate within three business days of application. The state also mandates a 7-day right of rescission for refinances. All FHA loans in Oregon must meet federal property standards and local building codes.

FHA Loan Specialists in Other Oregon Cities

Albany · Ashland · Beaverton · Bend · Canby · Clackamas · Corvallis · Cottage Grove · Eugene · Florence · Gladstone · Grants Pass · Gresham · Happy Valley · Hermiston

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Oregon.

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