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Compare fha loan specialists in Monmouth. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Monmouth, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 4 fha loan specialists in Monmouth, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Inc Avenue
269 Pacific Ave S, Monmouth, OR 97361
5038380743
Jeffrey Laeng - Avenue Mortgage, Inc.
269 N Pacific Hwy W, Monmouth, OR 97361
5039496302
Maps Mortgage - Monmouth Branch
163 Knox St N, Monmouth, OR 97361
5035880181
US Bank Mortgage
250 Main St E, Monmouth, OR 97361
5038381716
FHA loan specialists in Monmouth, Oregon help homebuyers navigate FHA-insured mortgages, which are popular for their low down payment requirements. Oregon law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Monmouth residents often seek FHA loans for homes in Polk County, where property values may qualify for standard FHA loan limits.
What Does a FHA Loan Specialist in Monmouth Cost?
Typical costs for FHA loan services in Oregon include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% depending on loan term and down payment. Lender origination fees often range from 0.5% to 1.5% of the loan amount. Third-party costs like appraisal and title fees add several hundred dollars. These figures are general estimates; actual costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Monmouth?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure the loan meets Oregon and federal FHA requirements, such as property condition standards and debt-to-income ratios.
What are the FHA loan limits for Monmouth Oregon?
For 2024, the FHA loan limit for a single-family home in Polk County, which includes Monmouth, is $498,257. This limit applies to standard FHA loans and may be higher for high-cost areas, but Monmouth is not designated as such.
Do I need a special license to be an FHA loan specialist in Oregon?
Yes. All mortgage loan originators in Oregon must hold a valid license through the NMLS and complete annual continuing education. They must also pass a criminal background check and meet state-specific requirements under Oregon Revised Statutes Chapter 86A.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.