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Browse fha loan specialists serving Klamath Falls, Oregon. Contact information and addresses listed below.
17 agents listed
Updated May 2026
Klamath Falls, OR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Oregon before hiring.
Showing 17 fha loan specialists in Klamath Falls, OR
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Finance
2316 S 6th St suite d, Klamath Falls, OR 97601
5418823333
Klamath Housing Authority
1445 Avalon St, Klamath Falls, OR 97603
5418840649
All Seasons Mortgage Services Group
1420 Esplanade Ave, Klamath Falls, OR 97601
5418509020
Caliber Home Loans / Newrez
3815 S 6th St #140, Klamath Falls, OR 97603
5412817895
Scott Bryant, MLO
810 Main St #101, Klamath Falls, OR 97601
5412283559
Mason-McDuffie Mortgage Corporation
2967 Washburn Way Suite D, Klamath Falls, OR 97603
5413318460
Academy Mortgage
628 Main St, Klamath Falls, OR 97601
2095980834
Summit Funding, Inc
810 Main St #101, Klamath Falls, OR 97601
5415502801
KLAMATH RIVER MORTGAGE
6000 S 6th St, Klamath Falls, OR 97603
5418805584
New American Funding - Candi Renn
2237 S 6th St, Klamath Falls, OR 97601
5413938751
Chase Mortgage
2885 S 6th St, Klamath Falls, OR 97603
5418827704
Tracy Ricketts - CMG Home Loans
501 Main St Suite 304, Klamath Falls, OR 97601
5412230469
New American Funding- Klamath Falls
2237 S 6th St, Klamath Falls, OR 97601
5412578499
Rocket Professional Mortgages
1829 Austin St, Klamath Falls, OR 97603
5418853000
AgWest Farm Credit
300 Klamath Ave #200, Klamath Falls, OR 97601
5418507500
Mortgage Express, LLC.
628 Main St, Klamath Falls, OR 97601
8775201141
US Bank Mortgage
3720 S 6th St, Klamath Falls, OR 97603
8008722657
FHA loan specialists in Klamath Falls help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Oregon law requires all mortgage loan originators to be licensed through the National Mortgage Licensing System. Klamath Falls home buyers often use FHA loans to purchase properties in the Klamath Basin area.
What Does a FHA Loan Specialist in Klamath Falls Cost?
Typical costs for an FHA loan in Oregon include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Closing costs in Klamath Falls usually range from 2 to 5 percent of the purchase price. These costs vary based on loan size credit profile and lender fees. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Oregon?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. Borrowers must also have a debt-to-income ratio below 43 percent and the property must meet FHA appraisal standards.
How do I find a qualified FHA loan specialist in Klamath Falls?
You can search the NMLS database for licensed mortgage loan originators in Oregon. Local banks credit unions and mortgage brokers in Klamath Falls often offer FHA loan products.
Are there Oregon-specific rules for FHA loans?
Oregon follows federal FHA guidelines but also requires lenders to provide a Loan Estimate and Closing Disclosure within specific time frames. Oregon law also prohibits prepayment penalties on most FHA loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Oregon.