ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare fha loan specialists in Vandalia. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Vandalia, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 2 fha loan specialists in Vandalia, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Daniel Torre | Branch Manager | Primary Residential Mortgage, Inc.
300 W National Rd, Vandalia, OH 45377
9373698228
Chase Home Lending
806 W National Rd, Vandalia, OH 45377
3052163366
FHA loan specialists in Vandalia, Ohio help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Vandalia residents often work with specialists familiar with local property values in Montgomery County and the Dayton metropolitan area.
What Does a FHA Loan Specialist in Vandalia Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Ohio generally range from 2% to 5% of the purchase price, including appraisal fees (around $500 to $700), title insurance, and recording fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Vandalia Ohio?
FHA loans typically require a minimum credit score of 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Ohio lenders may have additional overlay requirements beyond FHA minimums.
What is the FHA loan limit for Vandalia Ohio in 2025?
For 2025, the FHA loan limit for a single-family home in Montgomery County Ohio is $498,257. This limit applies to Vandalia and surrounding areas. Higher limits may apply for multi-unit properties.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Vandalia who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.