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Showing 2 fha loan specialists in Blacklick, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc.
6833 Clark State Rd, Blacklick, OH 43004
7148314000
Intra-Mortgage
1010 Jackson Hole Dr Suite 101, Blacklick, OH 43004
3804446164
What Does a FHA Loan Specialist in Blacklick Cost?
Typical costs for FHA loan services in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium between 0.45 and 1.05 percent. Closing costs in Blacklick generally range from 3 to 5 percent of the purchase price. These costs vary by lender, loan size, and borrower qualifications. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Blacklick do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They help ensure the property meets FHA minimum property standards required in Ohio.
Are there Ohio-specific rules for FHA loans?
Yes, Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. FHA loans in Ohio also follow federal guidelines but may have local property tax and insurance requirements.
What credit score is needed for an FHA loan in Blacklick?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment, though individual lender requirements vary.