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FHA Loan Specialists in Sunbury, OH

Directory of fha loan specialists in Sunbury, Ohio. Verify credentials with the state mortgage licensing authority before hiring.

3 agents listed
Updated May 2026
Sunbury, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 3 fha loan specialists in Sunbury, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AFL Home Lending™ / American Financial Lending™
14281 OH-37, Sunbury, OH 43074
6145867324
Patriot Mortgage LLC
37 E Granville St suite b, Sunbury, OH 43074
6142099209
Chase Home Lending
115 OH-3, Sunbury, OH 43074
7189155211

FHA loan specialists in Sunbury, Ohio help homebuyers navigate Federal Housing Administration loans. These loans are popular in central Ohio for their lower down payment requirements and flexible credit guidelines. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions, ensuring borrowers work with qualified professionals.

What Does a FHA Loan Specialist in Sunbury Cost?

Typical costs for FHA loan services in Ohio include an origination fee of 1 percent of the loan amount, appraisal fees ranging from 500 to 700 dollars, and credit report fees of 30 to 50 dollars. Closing costs generally total 3 to 6 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Sunbury do?
An FHA loan specialist guides borrowers through the FHA loan process, from pre-approval to closing. They help determine eligibility, gather required documents, and ensure the loan meets FHA and Ohio regulatory standards.
What are the FHA loan requirements in Ohio?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. Borrowers must also pay an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums. Ohio does not have state-specific FHA requirements beyond federal guidelines.
How do I choose an FHA loan specialist in Sunbury Ohio?
Look for a specialist who is licensed in Ohio and has experience with FHA loans in Delaware County. You can verify a loan officer license through the Nationwide Mortgage Licensing System. Ask about their familiarity with local property values and appraisal processes.