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FHA Loan Specialists in Pickerington, OH

Compare fha loan specialists in Pickerington. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Pickerington, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 6 fha loan specialists in Pickerington, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mitchell Severance - Union Home Mortgage
49 Hill Rd N, Pickerington, OH 43147
7405030705
Jennifer Carey at Guaranteed Rate Affinity (NMLS #222053)
176 Clint Dr, Pickerington, OH 43147
6142070478
Brian Thomas at Guaranteed Rate Affinity (NMLS #7323)
176 Clint Dr, Pickerington, OH 43147
6149077826
Sydney Carey at Guaranteed Rate Affinity (NMLS #1839007)
176 Clint Dr, Pickerington, OH 43147
6144065207
Liberty Capital Services-Mortgage Services
11299 Stonecreek Dr, Pickerington, OH 43147
6148618197
Guaranteed Rate Affinity
176 Clint Dr, Pickerington, OH 43147
5156502296

An FHA loan specialist in Pickerington Ohio helps homebuyers navigate FHA insured mortgages which require a lower down payment and flexible credit guidelines. Ohio law mandates that all mortgage loan originators hold a valid state license through the Ohio Division of Financial Institutions. Specialists in Pickerington can guide you through local property value limits and Ohio specific closing procedures.

What Does a FHA Loan Specialist in Pickerington Cost?

Typical costs for an FHA loan specialist in Ohio include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in Pickerington usually run between $500 and $700. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Pickerington Ohio?
FHA loan limits for Fairfield County Ohio in 2025 are typically around $498,257 for a single family home. Limits are adjusted annually by the Department of Housing and Urban Development. A specialist can confirm the exact amount for your property type.
What credit score is needed for an FHA loan in Ohio?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Ohio lenders may have additional overlays so check with a specialist.