Find FHA Loan Specialists Near You in Maumee, OH
Compare fha loan specialists in Maumee. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Ohio before hiring.
Showing 10 fha loan specialists in Maumee, OH
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What Does a FHA Loan Specialist in Maumee Cost?
Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Origination fees usually range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Maumee average 500 to 700 dollars. Closing costs generally total 3 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum FHA loan requirements in Ohio?
Ohio FHA loans require a minimum 3.5 percent down payment for borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. The property must meet FHA appraisal standards and be located in an eligible area.
How do I verify an FHA loan specialist is licensed in Ohio?
You can check a loan specialist license through the Nationwide Multistate Licensing System (NMLS) website. Ohio requires all mortgage loan originators to hold an active state license. You can also confirm with the Ohio Division of Financial Institutions.