Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 8 fha loan specialists in Gahanna, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Revolution Mortgage
670 Morrison Rd Suite 215, Gahanna, OH 43230
6145686566
Aindrea Wilder at CrossCountry Mortgage
700 Taylor Rd Suite 295, Gahanna, OH 43230
6148426044
Revolution Mortgage- Sam Dunson
670 Morrison Rd Suite 215, Gahanna, OH 43230
6143131745
John Farley, Movement Mortgage
700 Taylor Rd # 190, Gahanna, OH 43230
4404262637
Todd Allen at CrossCountry Mortgage
700 Taylor Rd Suite 295, Gahanna, OH 43230
6148434779
The Loan Professor
81 Mill St Suite 300, Gahanna, OH 43230
6145026834
CrossCountry Mortgage LLC. Nunnely Team #208271
700 Taylor Rd Suite 295, Gahanna, OH 43230
6144414578
CrossCountry Mortgage, LLC
700 Taylor Rd Suite 295, Gahanna, OH 43230
6149404566
What Does a FHA Loan Specialist in Gahanna Cost?
FHA loan costs in Ohio typically include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be rolled into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Gahanna generally range from 2 to 5 percent of the purchase price, including appraisal fees of $400 to $700, title insurance, and recording fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Gahanna, Ohio in 2025?
For 2025, the FHA loan limit for a single-family home in Franklin County, which includes Gahanna, is $524,225 for a standard loan. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development and are updated annually.
What credit score is needed for an FHA loan in Ohio?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Ohio lenders may have their own overlays that require higher minimums.
Are there Ohio-specific requirements for FHA loans?
Ohio does not have state-specific FHA loan laws, but all mortgage loan originators must be licensed under the Ohio Mortgage Broker Act. The state also requires a property title search and title insurance for all residential mortgage transactions, including FHA loans.