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FHA Loan Specialists in Dover, OH

Directory of fha loan specialists in Dover, Ohio. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Dover, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 6 fha loan specialists in Dover, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
DoverPhila Federal Credit Union
119 Fillmore Ave, Dover, OH 44622
3303648874
Lendmark Financial Services LLC
515 Union Ave NW Unit J, Dover, OH 44622
3303646614
First Federal Community Bank
902 Boulevard St, Dover, OH 44622
3306029999
Chase Mortgage
3000 N Wooster Ave, Dover, OH 44622
3303647290
Chase Home Lending
301 W 3rd St, Dover, OH 44622
3303645939
Tami Alcorn - Chase Home Lending Advisor - NMLS ID 564187
301 W 3rd St, Dover, OH 44622
3303645939

An FHA loan specialist in Dover Ohio can guide you through the process of obtaining a government-backed mortgage. These loans are popular for first-time homebuyers and those with lower credit scores. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions, ensuring you work with a qualified professional.

What Does a FHA Loan Specialist in Dover Cost?

Typical costs for an FHA loan in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price, which can include appraisal fees around 500 dollars and title search fees. Costs vary by lender and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score do I need for an FHA loan in Dover Ohio?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify with a 10 percent down payment. Local lenders in Dover can review your specific situation.
Are there Ohio-specific rules for FHA loans?
Ohio follows standard FHA guidelines but also requires lenders to provide specific disclosures about property taxes and insurance. The state also has a 30-day right to cancel period for refinances under certain conditions. Your specialist can explain these details.
How long does the FHA loan process take in Dover Ohio?
The typical timeline for an FHA loan in Ohio is 30 to 45 days from application to closing. Delays can occur if the property needs repairs or if appraisal issues arise. Your specialist will keep you updated throughout the process.