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Browse fha loan specialists serving Dayton, Ohio. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Dayton, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Ohio before hiring.
Showing 20 fha loan specialists in Dayton, OH
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9379930052
Todd Nerlinger
5651 Far Hills Ave, Dayton, OH 45459
9372716305
A-Z Lending
7542 McEwen Rd, Dayton, OH 45459
9375225419
Haley Swarts
5151 Far Hills Ave, Dayton, OH 45429
5132658292
Mike Romano Team
14 W First St, Dayton, OH 45402
9374010025
Mark Myers Mortgage Team - Union Savings Bank
5651 Far Hills Ave, Dayton, OH 45429
9375458587
Home Loans by Carlos Scarpero, Powered by Edge Home Finance, NMLS #1674385
513 Windsor Park Dr c, Dayton, OH 45459
9375723713
Ruoff Mortgage - Dayton-South
1522 Miamisburg Centerville Rd, Dayton, OH 45459
9374039323
Nick Stacy - Homespire Mortgage
7087 Corporate Way, Dayton, OH 45459
9378290507
The Rines Group - USA Mortgage - Austin Rines
8075 Washington Village Dr, Dayton, OH 45458
9374246061
Shannon Ryan, Ruoff Mortgage
1522 Miamisburg Centerville Rd, Dayton, OH 45459
9376084181
Millennia Mortgage Group
5450 Far Hills Ave Suite 220, Dayton, OH 45429
9379021100
Drew Huggins at CrossCountry Mortgage
75 Harbert Dr, Dayton, OH 45440
9376418974
Jennifer Zahumensky at CrossCountry Mortgage
75 Harbert Dr, Dayton, OH 45440
8777731226
The Reedy Team at Cornerstone First Mortgage
14 W First St Suite 201, Dayton, OH 45402
9376731870
Brad Powers - That Mortgage Guide
14 W First St Suite 201, Dayton, OH 45402
9376732163
C & G Mortgage
4165 Little York Rd, Dayton, OH 45414
9372649150
Shawn Bowling-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9376734540
Kristen R Peter-USA Mortgage
8075 Washington Village Dr, Dayton, OH 45458
9376135553
Lindsey Baab-Akers at CrossCountry Mortgage
75 Harbert Dr, Dayton, OH 45440
9376031711
FHA loan specialists in Dayton Ohio help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Dayton residents often use FHA loans for home purchases or refinancing in areas like the Oregon District or Wright-Dunbar Village.
What Does a FHA Loan Specialist in Dayton Cost?
Typical costs for an FHA loan specialist in Ohio include an origination fee of up to 1% of the loan amount and an upfront mortgage insurance premium UFMIP of 1.75% of the base loan amount. Annual mortgage insurance premiums MIP range from 0.45% to 1.05% depending on loan terms. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Dayton Ohio?
An FHA loan specialist guides borrowers through the FHA loan process including pre-approval documentation and closing. They ensure the loan meets HUD requirements and Ohio specific lending laws. Specialists also help Dayton residents understand local property value limits for FHA loans.
What are the FHA loan limits for Dayton Ohio in 2025?
For 2025 the FHA loan limit for a single-family home in Montgomery County is typically around $498,257. Higher limits apply for duplexes triplexes and four-unit properties. These limits are set by HUD and may change annually.
How do I choose an FHA loan specialist in Dayton?
Look for a specialist licensed in Ohio with experience in FHA loans. Check their history with the Nationwide Multistate Licensing System NMLS. Ask about their familiarity with Dayton specific appraisal requirements and local housing market conditions.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Ohio.