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Compare FHA Loan Specialists in Concord, OH

Looking for a fha loan specialist in Concord? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Concord, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Ohio before hiring.
Showing 3 fha loan specialists in Concord, OH Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Union Home Mortgage
7575 Fredle Dr #201, Concord, OH 44077
(440) 375-0391 uhm.com
Synergy One Lending
7466 Auburn Rd Suite A-4, Concord, OH 44077
(440) 523-1707 s1l.com
David Macintyre - producing branch manager NMLS#92198
7466 Auburn Rd Suite A-4, Concord, OH 44077
(440) 523-1707 s1l.com

An FHA loan specialist in Concord, Ohio can help you navigate the Federal Housing Administration loan process. Ohio law requires all mortgage loan originators to be licensed through the Ohio Division of Financial Institutions. Working with a local specialist ensures you understand both FHA guidelines and any Ohio-specific property requirements.

What Does a FHA Loan Specialist in Concord Cost?

Typical costs for FHA loan services in Ohio include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Concord Ohio often cost between $500 and $700. These costs vary by lender and your specific financial situation. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Concord do?
An FHA loan specialist guides you through the FHA loan application process including credit checks and property appraisals. They help you meet FHA requirements and Ohio state licensing rules for mortgage loans.
What are the FHA loan limits for Concord Ohio?
FHA loan limits for Concord Ohio are based on the county where the property is located. In Lake County the 2025 limit for a single-family home is typically around $498,257 but you should check the current HUD limit for your specific property.
Do I need a special license to get an FHA loan in Ohio?
No you do not need a special license as a borrower. However your loan officer must hold a valid mortgage loan originator license from the Ohio Division of Financial Institutions. This ensures they follow Ohio laws and federal FHA standards.

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