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Compare fha loan specialists in Valley Stream. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Valley Stream, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 7 fha loan specialists in Valley Stream, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Madison Mortgage - Team Ben Lavender
38 S Central Ave, Valley Stream, NY 11580
9176707878
Carrell Mortgage Corporation
169 Rockaway Ave, Valley Stream, NY 11580
9177441153
State Capital Group Corp
300A N Central Ave, Valley Stream, NY 11580
5168817784
Mitchell Funding-Valley Stream
20 W Lincoln Ave, Valley Stream, NY 11580
5168720830
Shah Tehrany - Mortgage Broker
38 S Central Ave, Valley Stream, NY 11580
5165179900
Chase Home Lending
163 W Merrick Rd, Valley Stream, NY 11580
5165680764
Chase Home Lending
270 N Central Ave, Valley Stream, NY 11580
5166692674
An FHA loan specialist in Valley Stream, New York can guide homebuyers through the FHA mortgage process, which is insured by the Federal Housing Administration. New York law requires lenders to provide certain disclosures, such as the New York State Good Faith Estimate, within three business days of a loan application. Valley Stream residents often work with specialists who understand local property values and Nassau County regulations.
What Does a FHA Loan Specialist in Valley Stream Cost?
Typical costs for an FHA loan specialist in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Lender fees may range from 500 to 1,500 dollars, and appraisal fees are usually 400 to 700 dollars. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Valley Stream do?
An FHA loan specialist helps borrowers understand FHA loan requirements, such as a minimum 3.5 percent down payment and a credit score of 580 or higher. They also assist with completing the loan application and gathering necessary documents like tax returns and bank statements. In New York, specialists must follow state licensing rules under the New York State Department of Financial Services.
What are the FHA loan limits for Valley Stream New York?
For 2025, the FHA loan limit for a single-family home in Nassau County, which includes Valley Stream, is 1,209,750 dollars for high-cost areas. This limit is set by the U.S. Department of Housing and Urban Development and may change annually. A specialist can confirm the current limit for your specific property type.
How long does it take to get an FHA loan in Valley Stream?
The typical FHA loan process takes 30 to 45 days from application to closing in New York. Delays can occur if additional documentation is needed or if the property requires an FHA appraisal. A specialist can provide a timeline based on your specific situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.