ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in Amherst? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Amherst, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Amherst, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Priority Mortgage, Inc.
6000 Sheridan Dr Suite A, Amherst, NY 14221
7166515626
L W Integrity Funding LLC
4498 Main St # 8, Amherst, NY 14226
7168733500
An FHA loan specialist in Amherst New York can guide you through the process of securing a government backed mortgage. New York law requires all mortgage loan originators to be licensed by the Department of Financial Services. A specialist can help you understand local property tax implications and the specific FHA loan limits for Erie County.
What Does a FHA Loan Specialist in Amherst Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 0.5 to 1.0 percent of the loan amount. Third party costs such as appraisal fees range from $500 to $700 and title insurance costs around $1,200 to $2,000. Closing costs in New York generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Amherst New York?
For 2024 the FHA loan limit for a single family home in Erie County is $498,257. This amount is set by the Department of Housing and Urban Development and applies to Amherst properties.
What credit score is needed for an FHA loan in New York?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with a score between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Amherst who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.