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Compare fha loan specialists in Spencerport. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Spencerport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Spencerport, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joseph Proia
129 S Union St, Spencerport, NY 14559
5856174981
CMG Home Loans
129 S Union St Suite A, Spencerport, NY 14559
5856174981
An FHA loan specialist in Spencerport New York can help you navigate the process of obtaining a mortgage insured by the Federal Housing Administration. New York law has specific rules regarding mortgage lending including licensing requirements for loan originators. A local specialist understands the Monroe County real estate market and can guide you through FHA loan limits and property requirements.
What Does a FHA Loan Specialist in Spencerport Cost?
Typical costs for FHA loan specialist services in New York include an origination fee often 1 percent of the loan amount and other closing costs. For a $200,000 loan you might pay $2,000 to $4,000 in total fees. Costs vary by lender and your specific situation. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Spencerport do?
An FHA loan specialist helps borrowers apply for FHA insured loans. They review your financial situation explain FHA requirements and guide you through the application process. In New York they must be licensed under the New York State Department of Financial Services.
What are the FHA loan limits for Spencerport New York?
FHA loan limits for Monroe County including Spencerport are set annually by HUD. For 2024 the single family home limit is typically around $498,257. A local specialist can confirm the exact current limit for your property type.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.