Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 5 fha loan specialists in Riverhead, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
700 Old Country Rd #1, Riverhead, NY 11901
6312083262
Chase Home Lending
1450 Old Country Rd, Riverhead, NY 11901
6462757311
HRS holdings world wide L.L.C.
220 Roanoke Ave, Riverhead, NY 11901
9295995265
Chase Mortgage
7 W Main St, Riverhead, NY 11901
6313698500
Mortgage, Bank of America
499 Old Country Rd, Riverhead, NY 11901
6317408893
What Does a FHA Loan Specialist in Riverhead Cost?
FHA loan specialist fees in New York typically range from 1% to 2% of the loan amount. This includes the origination fee and processing costs. Borrowers also pay an upfront mortgage insurance premium of 1.75% of the loan amount and annual mortgage insurance premiums. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Riverhead?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval and application. They ensure the property meets FHA minimum property standards and help with New York specific documentation like the mandatory property condition disclosure.
What are the FHA loan limits for Riverhead New York?
For 2024 the FHA loan limit for a single family home in Suffolk County is $1,149,825. This high limit reflects the elevated housing costs on Long Island. A specialist can confirm the current limits for your desired property.