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Looking for a fha loan specialist in Oceanside? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Oceanside, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Oceanside, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Legacy Financial
2873 Long Beach Rd, Oceanside, NY 11572
5167648800
Chase Home Lending
3285 Long Beach Rd, Oceanside, NY 11572
5165325103
FHA loan specialists in Oceanside New York help buyers secure government-backed mortgages with lower down payments. These loans are popular in Nassau County due to higher home prices. New York law requires all mortgage loan originators to be licensed by the Department of Financial Services.
What Does a FHA Loan Specialist in Oceanside Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of 1% to 1.5% of the loan amount. Additional costs may include appraisal fees around $500 to $700 and credit report fees of $30 to $50. Closing costs in New York often range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Oceanside do?
An FHA loan specialist guides you through the FHA loan process including pre approval and application. They help you meet New York specific requirements like property appraisal standards and income documentation.
What are the FHA loan limits for Oceanside New York?
For 2024 the FHA loan limit for a single family home in Nassau County is $1,149,825. This high limit reflects the area median home prices. A specialist can confirm current limits for your specific loan type.
How long does an FHA loan take to close in New York?
FHA loans in New York typically close in 30 to 45 days. Delays can occur due to appraisal scheduling or document verification. Your specialist will keep you updated on timelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.