FHA Loan Specialists in New Paltz, NY — Compare & Find

Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.

Showing 3 fha loan specialists in New Paltz, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.

Focused Financing

171 Main St, New Paltz, NY 12561

(631) 897-0051 focusedfinancing.com

Ulster Savings Bank

226 Main St, New Paltz, NY 12561

(845) 255-5470 ulstersavings.com

Chase Mortgage

2 Plattekill Ave, New Paltz, NY 12561

(845) 255-0500

What Does a FHA Loan Specialist in New Paltz Cost?

Typical costs for an FHA loan specialist in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Closing costs in New Paltz generally range from 2 to 5 percent of the purchase price. Lender fees may include an origination fee of 0.5 to 1 percent. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for New Paltz New York?

For 2025 FHA loan limits in Ulster County are set at $498,257 for a single family home. This limit is based on the median home price in the area and is updated annually by HUD.

What credit score is needed for an FHA loan in New Paltz?

FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. New York lenders may have additional overlay requirements.

FHA Loan Specialists in Other New York Cities

Albany · Amherst · Ardsley · Babylon · Baldwinsville · Ballston Lake · Ballston Spa · Bayside · Beacon · Bedford · Binghamton · Bohemia · Brockport · Bronx · Bronxville

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New York.

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