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Find FHA Loan Specialists in New City, NY

Compare fha loan specialists in New City. Review contact information and insurance categorys before you decide.

9 agents listed
Updated June 2026
New City, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of New York before hiring.
Showing 9 fha loan specialists in New City, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FM Home Loans
56 Congers Rd, New City, NY 10956
(845) 354-9700 fmm.com
Zev Spitzer at CrossCountry Mortgage
873 NY-45 #107, New City, NY 10956
(845) 637-2664 ccm.com
Joseph May at Homebridge Financial Servicing
53B S Main St, New City, NY 10956
(845) 729-1606 josephmay.com
Jay Reich at CrossCountry Mortgage
873 NY-45 #107, New City, NY 10956
(646) 668-3955 ccm.com
Alliance Appraisal Services
15 Lansdale Rd, New City, NY 10956
(845) 639-0688 allianceappraisals.biz
Rick Spears | Prodigy Mortgage Corp
3 Dalewood Ct, New City, NY 10956
(845) 639-0400 prodigymortgage.com
Chase Home Lending
316 S Main St, New City, NY 10956
(917) 687-5437 homelendingadvisor.chase.com
Chase Home Lending
2 New Hempstead Rd, New City, NY 10956
(845) 837-9234 homelendingadvisor.chase.com
UNMB Home Loans Inc. — New City, NY
2 Omni Ct Unit 2L, New City, NY 10956
(914) 268-9336 unmb.com

In New City, New York, an FHA loan specialist can help you navigate the process of securing a government-backed mortgage. New York has specific laws regarding mortgage origination and licensing, and a local specialist understands the Rockland County real estate market. They can guide you through FHA requirements, including the mandatory upfront mortgage insurance premium and annual mortgage insurance premium.

What Does a FHA Loan Specialist in New City Cost?

Typical costs for an FHA loan specialist in New York include an origination fee of 1% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% of the loan balance. Appraisal fees in Rockland County average between $500 and $700. Credit report fees are usually $30 to $50. Note that costs vary by case and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in New City?
An FHA loan specialist helps borrowers apply for loans insured by the Federal Housing Administration. They review your credit, income, and property details to ensure you meet FHA guidelines. In New York, they must hold a valid mortgage loan originator license from the New York State Department of Financial Services.
What are the FHA loan limits for New City New York?
For 2024, the FHA loan limit for a single-family home in Rockland County, which includes New City, is $1,149,825. This high limit reflects the areas elevated home prices. Limits are updated annually by the Department of Housing and Urban Development.
Do I need a special inspection for an FHA loan in New York?
Yes, an FHA appraisal is required. The appraiser must check for safety, security, and soundness issues. New York also requires a termite inspection in many cases. The property must meet minimum property standards set by HUD.

FHA Loan Specialists in Other New York Cities

Albany · Amherst · Ardsley · Babylon · Baldwinsville · Ballston Lake · Ballston Spa · Bayside · Beacon · Bedford · Binghamton · Bohemia · Brockport · Bronx · Bronxville

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About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of New York.

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