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Compare FHA Loan Specialists in Lakewood, NY

Compare fha loan specialists in Lakewood. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Lakewood, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 2 fha loan specialists in Lakewood, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Century 21 Turner Brokers
4 E Fairmount Ave, Lakewood, NY 14750
7167637506
Howard Hanna Jamestown/Lakewood
341-343 E Fairmount Ave Suite 3, Lakewood, NY 14750
7164844040

An FHA loan specialist in Lakewood, New York helps homebuyers navigate FHA-insured mortgages. These loans are popular in New York due to lower down payment requirements. Specialists can guide you through New York-specific property appraisal rules and closing procedures.

What Does a FHA Loan Specialist in Lakewood Cost?

Typical costs for FHA loan specialist services in New York range from 1% to 2% of the loan amount as an origination fee. Some specialists charge a flat fee between $500 and $1,500. Additional costs include appraisal fees around $500 to $700 and credit report fees near $30 to $50. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Lakewood?
An FHA loan specialist advises on FHA loan eligibility, helps with application paperwork, and connects you with FHA-approved lenders. They ensure your loan meets New York State housing regulations.
What are the FHA loan limits for Lakewood New York?
FHA loan limits in Chautauqua County, which includes Lakewood, are set annually by HUD. For 2024, the limit for a single-family home is typically around $498,257. A specialist can confirm the current limit.
Do I need a special license to be an FHA loan specialist in New York?
FHA loan specialists in New York must hold a mortgage loan originator license from the New York State Department of Financial Services. They must also complete continuing education each year.