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Compare fha loan specialists in Kingston. Review contact information and insurance categorys before you decide.
11 agents listed
Updated May 2026
Kingston, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 11 fha loan specialists in Kingston, NY
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FHA loan specialists in Kingston New York help homebuyers and homeowners navigate FHA insured mortgages. These loans are backed by the Federal Housing Administration and often require lower down payments. In New York, FHA loans must comply with state specific mortgage recording tax rules and property transfer requirements.
What Does a FHA Loan Specialist in Kingston Cost?
Typical costs for FHA loan services in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Lender origination fees may be 0.5 to 1 percent of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Kingston?
An FHA loan specialist is a mortgage professional who guides borrowers through the FHA loan process. They help with credit requirements, down payment assistance programs, and property eligibility in Kingston and Ulster County.
What are the FHA loan limits for Kingston New York?
For 2024, the FHA loan limit for a single family home in Ulster County is 498257 dollars. Limits are higher for multi unit properties and may change annually based on local median home prices.
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Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New York.