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FHA Loan Specialists in Kingston, NY

Compare fha loan specialists in Kingston. Review contact information and insurance categorys before you decide.

11 agents listed
Updated May 2026
Kingston, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 11 fha loan specialists in Kingston, NY Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Homestead Funding Corp: Liz Westinghouse | NMLS# 2086933
115 Green St, Kingston, NY 12401
8457501261
Ulster Savings Bank
180 Schwenk Dr, Kingston, NY 12401
8453386322
Homestead Funding Corp: Merri Cook | NMLS# 50902
115 Green St suite b, Kingston, NY 12401
8453214141
PrimeLending, A PlainsCapital Company - Kingston
312 Wall St Suite 1, Kingston, NY 12401
8453391341
Homestead Funding Corp. – Kingston
115 Green St suite b, Kingston, NY 12401
8455142403
Chase Mortgage
256 Plaza Rd, Kingston, NY 12401
8453395750
Centennial Mortgage
312 Wall St, Kingston, NY 12401
8009727759
Anthony Urciuoli - Mortgage Loan Officer
411-415 Washington Ave, Kingston, NY 12401
8454898470
Wells Fargo Home Mortgage
291 Wall St A, Kingston, NY 12401
8453342600
Wintrust Mortgage
312 Wall St, Kingston, NY 12401
8453391341
Jason Ostapczuk
273 Wall St, Kingston, NY 12401
8453386750

FHA loan specialists in Kingston New York help homebuyers and homeowners navigate FHA insured mortgages. These loans are backed by the Federal Housing Administration and often require lower down payments. In New York, FHA loans must comply with state specific mortgage recording tax rules and property transfer requirements.

What Does a FHA Loan Specialist in Kingston Cost?

Typical costs for FHA loan services in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Lender origination fees may be 0.5 to 1 percent of the loan. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan specialist in Kingston?
An FHA loan specialist is a mortgage professional who guides borrowers through the FHA loan process. They help with credit requirements, down payment assistance programs, and property eligibility in Kingston and Ulster County.
What are the FHA loan limits for Kingston New York?
For 2024, the FHA loan limit for a single family home in Ulster County is 498257 dollars. Limits are higher for multi unit properties and may change annually based on local median home prices.