Compare FHA Loan Specialists in Katonah, NY
Compare fha loan specialists in Katonah. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New York before hiring.
Showing 2 fha loan specialists in Katonah, NY
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What Does a FHA Loan Specialist in Katonah Cost?
Typical costs for an FHA loan specialist in New York include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP ranging from 0.45 to 1.05 percent. Origination fees usually range from 0.5 to 1.0 percent of the loan amount. Appraisal and credit report fees add several hundred dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Katonah?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit, income, and property eligibility. They also ensure the loan meets New York state lending regulations.
What are the FHA loan limits for Katonah New York?
For 2025, the FHA loan limit for a single-family home in Westchester County is $1,149,825. This high limit reflects the area median home prices. Limits are set annually by the Department of Housing and Urban Development.
Do I need a special license to be an FHA loan specialist in New York?
Yes. In New York, mortgage loan originators must be licensed under the Secure and Fair Enforcement for Mortgage Licensing Act. They must also complete continuing education on New York specific lending laws.