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Showing 3 fha loan specialists in Flushing, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RCG Mortgage Queens NY
186-09 Union Tpke, Flushing, NY 11366
7189697100
Best Solution Mortgage, Inc
39-07 Prince St # 4B, Flushing, NY 11354
7188881196
R&J No Income Mortgage NYC
75-39 179th St, Flushing, NY 11366
8553557696
What Does a FHA Loan Specialist in Flushing Cost?
Typical costs for an FHA loan specialist in New York include an origination fee of up to 1 percent of the loan amount and third-party fees for appraisal, credit report, and title search. In Flushing, appraisal fees for a single-family home range from $500 to $800. Closing costs generally total 3 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Flushing New York in 2025?
For 2025, the FHA loan limit for a single-family home in Queens County is $1,149,825. This high limit reflects the area median home prices in Flushing.
Do I need a New York state license to be an FHA loan specialist?
Yes. Under New York Banking Law Article 12-D, all mortgage loan originators must be licensed by the New York State Department of Financial Services. This includes FHA loan specialists operating in Flushing.
What is the minimum down payment for an FHA loan in New York?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your score is between 500 and 579, you may need a 10 percent down payment.