FHA loan specialists in Croton-On-Hudson help borrowers qualify for mortgages insured by the Federal Housing Administration. These loans are popular in New York because they allow lower down payments and flexible credit requirements. Specialists can guide you through New York specific rules like the mortgage recording tax and the state required counseling for first time buyers.
What Does a FHA Loan Specialist in Croton-On-Hudson Cost?
Typical costs for FHA loan specialist services in New York include an origination fee of 1 to 1.5 percent of the loan amount. You may also pay for an appraisal which costs 500 to 700 dollars and a credit report fee of 30 to 50 dollars. New York charges a mortgage recording tax that varies by county. In Westchester County the tax is 1.8 percent of the loan amount for most loans. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
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