Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New York before hiring.
Showing 12 fha loan specialists in Clifton Park, NY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Place Inc
646 Plank Rd Suite 102, Clifton Park, NY 12065
5189820480
1st Priority Mortgage, Inc.
1547 US-9 #2, Clifton Park, NY 12065
5183486900
Capital Home Partners
800 NY-146 Suite 320 Suite 320, Clifton Park, NY 12065
5187687898
Aamtrust Mortgage
10 Maxwell Dr Suite 204, Clifton Park, NY 12065
5183842274
Phil Carr | Fairway Independent Mortgage Corporation Loan Officer
7 Southside Dr #201, Clifton Park, NY 12065
5188525418
Ryan Mortgage Team at Guaranteed Rate
7 Southside Dr, Clifton Park, NY 12065
5188571847
Home Choice Capital
440 NY-146, Clifton Park, NY 12065
5182807009
Freedom Mortgage
21 Corporate Dr # 210, Clifton Park, NY 12065
5183484057
First New York Federal Credit Union
1533 US-9, Clifton Park, NY 12065
5183931326
Mei Hong
646 Plank Rd, Clifton Park, NY 12065
5189291408
The Federal Savings Bank
7 Southside Dr Suite 210, Clifton Park, NY 12065
5185540190
Mortgage, Bank of America
1 Clifton Country Rd, Clifton Park, NY 12065
5184071850
What Does a FHA Loan Specialist in Clifton Park Cost?
Typical costs for FHA loan services in New York include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 1.05%. Lender fees vary but often range from $500 to $1,500. Closing costs in New York average between 2% and 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Clifton Park?
An FHA loan specialist guides borrowers through the application process, checks eligibility, and ensures the loan meets FHA and New York State requirements. They also help with credit score issues and debt-to-income ratios.
What are the FHA loan limits for Clifton Park New York?
For 2024, the FHA loan limit for a single-family home in Saratoga County is $498,257. This limit is set by the Department of Housing and Urban Development and may change each year.
Do I need a New York State license to get an FHA loan?
No, you do not need a license as a borrower. However, the loan officer you work with must hold a valid mortgage loan originator license from the New York State Department of Financial Services.