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Directory of fha loan specialists in Wayzata, Minnesota. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Wayzata, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 10 fha loan specialists in Wayzata, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Northport Funding
319 Barry Ave S Suite 305, Wayzata, MN 55391
6124465400
All Season Mortgage
700 Twelve Oaks Center Dr Suite 700-231, Wayzata, MN 55391
9528482429
Oliver White Mortgage Group | Fairway Independent Mortgage Corporation
214 Minnetonka Ave S, Wayzata, MN 55391
9524125428
Envision Capital
315 Lake St E #101, Wayzata, MN 55391
9524739988
Tyler Anderson at Guaranteed Rate Affinity (NMLS #29594)
235 Lake St E Ste 100, Wayzata, MN 55391
7635507507
Troy Klein - Mortgage Loan Officer
315 Lake St E #101, Wayzata, MN 55391
6123274801
Steve Ruprecht at Rate (NMLS #389036)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
6127995502
Ben Walker | Guild Mortgage
319 Barry Ave S Suite 305, Wayzata, MN 55391
9522012599
Bryan Wernimont at Rate (NMLS #452836)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
6127025319
Darin Paulson at Rate (NMLS #40771)
305 Minnetonka Ave S Suite 201, Wayzata, MN 55391
6127013342
FHA loan specialists in Wayzata, Minnesota help home buyers navigate government-backed mortgages with lower down payments. These professionals guide clients through FHA requirements which are popular in the Twin Cities metro area. Minnesota law requires all mortgage loan originators to be licensed through the Minnesota Department of Commerce.
What Does a FHA Loan Specialist in Wayzata Cost?
Typical costs for FHA loan services in Minnesota include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums of 0.55 to 0.85 percent. Closing costs generally range from 3 to 5 percent of the purchase price. Lender fees vary by company. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Wayzata do?
An FHA loan specialist helps you apply for a Federal Housing Administration insured loan. They review your credit score, debt-to-income ratio, and help you meet FHA guidelines. In Minnesota, these specialists must follow state licensing rules under Minnesota Statutes Chapter 58.
What are the FHA loan limits for Wayzata Minnesota?
For 2024, the FHA loan limit for a single-family home in Hennepin County is $498,257. This limit applies to most areas in Wayzata. Higher limits may apply for duplexes or triplexes.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.