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Find FHA Loan Specialists Near You in Arden Hills, MN
Compare fha loan specialists in Arden Hills. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Arden Hills, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 4 fha loan specialists in Arden Hills, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Your Loan Partner Derek Lodermeier
1200 County Rd E #200, Arden Hills, MN 55112
6512092907
Lake Area Mortgage - A Division of Royal Credit Union
1200 County Rd E #200, Arden Hills, MN 55112
6512092900
Mark Svihel, Lake Area Mortgage
1200 County Rd E Suite 200, Arden Hills, MN 55112
6122097922
Nick Fairbanks at Guaranteed Rate Affinity (NMLS #30890)
3900 Northwoods Dr Suite100, Arden Hills, MN 55112
6514865640
An FHA loan specialist in Arden Hills, Minnesota helps homebuyers navigate FHA insured mortgages. These loans require a minimum down payment of 3.5 percent and a credit score of at least 580. Minnesota law requires lenders to provide a Truth in Lending disclosure within three business days of application.
What Does a FHA Loan Specialist in Arden Hills Cost?
Typical costs for an FHA loan specialist in Minnesota include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Lender origination fees usually fall between 0.5 and 1.0 percent of the loan amount. Closing costs in Minnesota average 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Arden Hills?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. A score between 500 and 579 may still qualify with a 10 percent down payment. Each lender may have higher requirements.
Are there FHA loan limits for Arden Hills Minnesota?
Yes FHA loan limits vary by county. In Ramsey County where Arden Hills is located the 2025 limit for a single family home is 498,257 dollars. Limits are updated annually by HUD.
What documents do I need for an FHA loan in Minnesota?
You need pay stubs from the last 30 days, two years of W-2 forms, two years of tax returns, bank statements for the last two months, and a valid ID. Self employed borrowers need additional profit and loss statements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.