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Browse fha loan specialists serving Waconia, Minnesota. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Waconia, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 4 fha loan specialists in Waconia, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bill Rodgers - Old National Bank
53 W Main St, Waconia, MN 55387
9522290553
Purple Mortgage LLC
850 Meadow Lake Pl #305, Waconia, MN 55387
6125586395
Supreme Lending - The Dream Team
1725 Park Point Rd, Waconia, MN 55387
6122685454
SouthPoint Home Mortgage
502 Cherry Dr, Waconia, MN 55387
8776365346
An FHA loan specialist in Waconia, Minnesota helps homebuyers navigate Federal Housing Administration loans. These loans often require a lower down payment and have flexible credit guidelines. Minnesota law requires all mortgage loan originators to be licensed through the Minnesota Department of Commerce.
What Does a FHA Loan Specialist in Waconia Cost?
Typical costs for FHA loan services in Minnesota include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Waconia generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Waconia?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you understand FHA requirements, such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium. They also ensure your loan meets Minnesota state lending regulations.
What are the FHA loan limits for Waconia Minnesota?
FHA loan limits in Carver County for 2024 are set by the Department of Housing and Urban Development. For a single-family home, the floor limit is typically around $498,257. Higher limits may apply in high-cost areas, so check with a specialist for the exact amount.
How do I choose an FHA loan specialist in Waconia?
Look for a specialist who is a licensed mortgage loan originator with the Minnesota Department of Commerce. Ask about their experience with FHA loans and their knowledge of local property values. You should also compare their loan estimates and closing cost details.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.