ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in Elk River? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Elk River, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 13 fha loan specialists in Elk River, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Neighborhood Loans | Minnesota
17205 Yale St NW suite d, Elk River, MN 55330
6125671471
The Home Team - Fairway Home Mortgage NMLS #452483
629 Main St NW, Elk River, MN 55330
6122699728
The Bank of Elk River - Main Street Office
630 Main St NW, Elk River, MN 55330
7634411000
Results Home Mortgage
650 Dodge Ave NW, Elk River, MN 55330
7634820426
Scott Glasgow | NMLS 452557 | Edge Home Finance
310A Jackson Ave NW, Elk River, MN 55330
7632329699
Bell Bank Mortgage, Michelle Eder
351 Main St NW Suite 100, Elk River, MN 55330
6129405430
Fairway Independent Mortgage Corporation
The Landmark Building, 19021 Freeport St #500e, Elk River, MN 55330
6122699728
Kevin Bergsten
18769 Smith Dr NW, Elk River, MN 55330
7632276462
First Bank Elk River
812 Main St NW, Elk River, MN 55330
7632413637
United Family Mortgage
200 5th St NW F, Elk River, MN 55330
7632410306
U.S. Bank-Mortgage Loan Officer-Chuck Ripka
19695 Holt St NW, Elk River, MN 55330
7634417907
AXEN Mortgage
657 Main St NW Suite 102, Elk River, MN 55330
7635158887
Santy King-Mortgage Consultant
200 5th St NW Suite M, Elk River, MN 55330
6122454000
An FHA loan specialist in Elk River, Minnesota can guide you through the process of securing a government-backed mortgage. These loans are popular in the state due to lower down payment requirements and flexible credit guidelines. Local specialists understand Minnesota specific property laws and can help you navigate the unique requirements of the Elk River housing market.
What Does a FHA Loan Specialist in Elk River Cost?
Typical costs for an FHA loan specialist in Minnesota include an origination fee of 1% to 2% of the loan amount, plus third-party fees for appraisal, credit report, and title services. Upfront mortgage insurance premium is 1.75% of the loan amount, and annual MIP ranges from 0.45% to 1.05%. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Elk River do?
An FHA loan specialist helps borrowers understand and apply for Federal Housing Administration insured loans. They review your financial situation, explain Minnesota specific requirements, and guide you through the application process from pre-approval to closing.
What are the FHA loan limits for Elk River Minnesota?
FHA loan limits in Elk River follow the standard limits for Sherburne County. For 2024, the floor limit for a single-family home is $498,257, though high-cost area adjustments may apply. Your specialist can confirm the exact limit for your property type.
Do I need a special license to work with an FHA loan specialist in Minnesota?
Yes, FHA loan specialists in Minnesota must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They must also complete continuing education on Minnesota lending laws and federal regulations.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Elk River who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.