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Browse fha loan specialists serving Tempe, Arizona. Contact information and addresses listed below.
13 agents listed
Updated May 2026
Tempe, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 13 fha loan specialists in Tempe, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Sandell Team - NFM Lending
58 S River Dr #330, Tempe, AZ 85288
8886919979
Lennar Mortgage, LLC Phoenix
1665 W Alameda Dr Suite 130 A, Tempe, AZ 85282
4807838400
1st Rate Home Mortgage, Inc
1400 E Southern Ave, Tempe, AZ 85282
4807762555
Summit Funding, Inc.
64 E Broadway Rd Suite 200, Office 244, Tempe, AZ 85282
Misty Crockett - Mortgage Loan officer - Mortgages by Misty
4625 S Lakeshore Dr #420, Tempe, AZ 85282
4808421168
An FHA loan specialist in Tempe, Arizona helps homebuyers secure government-backed loans with lower down payments. Arizona law requires all mortgage loan originators to be licensed through the Arizona Department of Insurance and Financial Institutions. Tempe buyers often use FHA loans for properties in Maricopa County, where median home prices require careful financing.
What Does a FHA Loan Specialist in Tempe Cost?
FHA loan costs in Arizona include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Tempe typically range from 2 to 5 percent of the purchase price. For a $350,000 home, total closing costs might be $7,000 to $17,500. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum property requirements for an FHA loan in Tempe?
FHA loans require the property to meet minimum health and safety standards. In Tempe, this includes a functional roof, working utilities, and no lead-based paint hazards. An FHA-approved appraiser must inspect the home before closing.
How long does it take to close an FHA loan in Arizona?
Typical FHA loan closings in Arizona take 30 to 45 days. Delays can occur if the property needs repairs or if the borrower has credit issues. Arizona law does not set a specific timeline, but lenders must provide a Loan Estimate within three business days of application.
What credit score is needed for an FHA loan in Tempe?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Arizona lenders may have overlays requiring higher scores.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.