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Find FHA Loan Specialists Near You in Apache Junction, AZ
Directory of fha loan specialists in Apache Junction, Arizona. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Apache Junction, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 4 fha loan specialists in Apache Junction, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
115 N Apache Trail # B, Apache Junction, AZ 85120
4809825626
Guild Mortgage - Chelsea Connolly
115 N Apache Trail # B, Apache Junction, AZ 85120
4806951606
Guild Mortgage - Kristina Hafer
115 N Apache Trail # B, Apache Junction, AZ 85120
4808786796
Bryan Tyner - Chase Home Lending Advisor - NMLS ID 477731
1148 W Apache Trail, Apache Junction, AZ 85120
4808828008
What Does a FHA Loan Specialist in Apache Junction Cost?
FHA loan costs in Arizona include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, which can be rolled into the loan. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent depending on loan term and down payment. Typical closing costs for an FHA loan in Apache Junction range from 2 to 5 percent of the purchase price, including appraisal fees (around 500 dollars), title insurance, and lender fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum FHA loan requirements in Arizona?
FHA loans in Arizona require a minimum credit score of 580 for 3.5 percent down payment, or 500 for 10 percent down. The property must meet FHA appraisal standards and be your primary residence. Arizona has no state-specific down payment assistance for FHA loans, but local programs may be available.
How do I choose an FHA loan specialist in Apache Junction?
Look for a licensed mortgage loan originator with experience in FHA loans and knowledge of the Apache Junction market. Check their license status on the Nationwide Multistate Licensing System (NMLS). Ask about their familiarity with manufactured homes or rural properties common in the area.
Are FHA loan limits different in Apache Junction compared to other Arizona cities?
Yes, FHA loan limits vary by county. Apache Junction is in Pinal County, where the 2024 FHA loan limit for a single-family home is typically lower than in Maricopa County. Check the HUD website for current limits, as they can change annually based on median home prices.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.