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Find FHA Loan Specialists in Sierra Vista, AZ

Directory of fha loan specialists in Sierra Vista, Arizona. Verify credentials with the state mortgage licensing authority before hiring.

19 agents listed
Updated May 2026
Sierra Vista, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 19 fha loan specialists in Sierra Vista, AZ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Allied Cash Advance
439 AZ-90 Suite D, Sierra Vista, AZ 85635
5204399171
CrossCountry Mortgage Sierra Vista
3511 Canyon De Flores Suite A-1 & B, Sierra Vista, AZ 85650
5203666872
Aaron Johnson - Neighborhood Loans, Inc.
101 Coronado Dr B, Sierra Vista, AZ 85635
5204738004
OneMain Financial
1644 AZ-92, Sierra Vista, AZ 85635
5204524466
Candace Sanchez at CrossCountry Mortgage | NMLS #2070397
3511 Canyon De Flores Suite A-1 & B, Sierra Vista, AZ 85650
5206787920
Beatriz Villalobos at CrossCountry Mortgage
3511 Canyon De Flores Suite A-1 & B, Sierra Vista, AZ 85650
5202368929
Adrienne Weiss at CrossCountry Mortgage
3511 Canyon De Flores Suite A-1 & B, Sierra Vista, AZ 85650
5202497187
Guild Mortgage - Randy Sueskind
400 W Fry Blvd Suite 6, Sierra Vista, AZ 85635
5202263786
Guild Mortgage Company
400 W Fry Blvd Suite 6, Sierra Vista, AZ 85635
5202263780
Guild Mortgage - Beverly Thiel
400 W Fry Blvd Suite 6, Sierra Vista, AZ 85635
5202263779
Altitude Home Loans
470 E Fry Blvd, Sierra Vista, AZ 85635
5206172880
E F Edwards Financial Mortgage, Inc.
77 Calle Portal, Sierra Vista, AZ 85635
5204584001
Gloria Grab at CrossCountry Mortgage
3511 Canyon De Flores Suite A-1 & B, Sierra Vista, AZ 85650
5207770335
Kayla McCann at CrossCountry Mortgage
3511 Canyon De Flores Suite A-1 & B, Sierra Vista, AZ 85650
5202465718
Gloria Grab Loan Originator
430 E Fry Blvd, Sierra Vista, AZ 85635
5202662776
Dee Dee Hoeft
2700 E Fry Blvd a11, Sierra Vista, AZ 85635
5202263782
Anthony Lopez at CrossCountry Mortgage
3511 Canyon De Flores Suite A-1 & B, Sierra Vista, AZ 85650
5204165924
Chase Mortgage
3932 E Fry Blvd, Sierra Vista, AZ 85635
5204591235
Shantel Williams at CrossCountry Mortgage
3511 Canyon De Flores, Sierra Vista, AZ 85650
5209542275

FHA loan specialists in Sierra Vista, Arizona help buyers secure government-backed mortgages with lower down payments and flexible credit standards. Arizona law requires all mortgage loan originators to be licensed through the Arizona Department of Financial Institutions. Local specialists understand the Sierra Vista housing market and can guide you through FHA guidelines specific to Cochise County.

What Does a FHA Loan Specialist in Sierra Vista Cost?

Typical costs for an FHA loan in Arizona include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs in Sierra Vista generally range from 2 to 5 percent of the purchase price. Lender fees may vary from 500 to 1,500 dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan requirements in Sierra Vista Arizona?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must be your primary residence and meet FHA appraisal standards. Arizona law does not add extra state-level requirements beyond federal FHA rules.
How do I find a qualified FHA loan specialist in Sierra Vista?
You can search the Nationwide Mortgage Licensing System database to verify a specialist is licensed in Arizona. Local real estate agents and home builders in Sierra Vista often refer trusted FHA loan officers. Always check for active Arizona mortgage license status before working with any specialist.
Are there Arizona-specific FHA loan limits for Sierra Vista?
Yes, FHA loan limits vary by county. For 2025, Cochise County standard loan limit is $498,257 for a single-family home. High-cost area limits may apply if the property is in a designated high-cost zone. Check the HUD website for current limits.