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Directory of fha loan specialists in Mesa, Arizona. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Mesa, AZ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Arizona before hiring.
Showing 20 fha loan specialists in Mesa, AZ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun American Mortgage Company
4140 E Baseline Rd STE 206, Mesa, AZ 85206
4804189323
AZ Lending Experts, LLC
114 W Main St Suite 112, Mesa, AZ 85201
4805669311
Fairway Independent Mortgage Corporation
5416 E Baseline Rd Suite 220, Mesa, AZ 85206
4804065678
Derek Hargrove - Sun American Mortgage Company
4140 E Baseline Rd STE 206, Mesa, AZ 85206
4802506123
Starwest Mortgage Corporation
1818 E Southern Ave #15c, Mesa, AZ 85204
4809625665
Echo Home Loans
1910 S Stapley Dr #221, Mesa, AZ 85204
4807731870
Dakota Mortgage Team
2913 N Power Rd STE 108, Mesa, AZ 85215
4802025024
Jon DesJardins - Sun American Mortgage
4140 E Baseline Rd, Mesa, AZ 85206
4802822260
Discount Mortgage Advisors
5304 E Southern Ave #106, Mesa, AZ 85206
6025706757
Bonelli Financial Group
136 W Main St #101, Mesa, AZ 85201
8002663554
Trusted Lending Center
3514 N Power Rd STE 128, Mesa, AZ 85215
4804009884
Jon Kurahara - Empower Residential Mortgage
4135 N Sage Creek Cir, Mesa, AZ 85207
5036018299
Carpenter Home Loans
1921 S Alma School Rd Ste. 201, Mesa, AZ 85210
4806338722
HomeQuest Mortgage LLC
1116 E Greenway St # 101, Mesa, AZ 85203
4806669010
Home Sweet Loans - Christian Wohl NMLS #2043242
4856 E Baseline Rd Suite 106, Mesa, AZ 85206
4802759459
Valley Mortgage Financial LLC
3404 E Jaeger Cir, Mesa, AZ 85213
6023064444
KHoward Mortgage Team
2913 N Power Rd STE 108, Mesa, AZ 85215
4804428834
Jason Rasch - Loan Officer
Parking lot, 1745 S Alma School Rd Suite 112, Mesa, AZ 85210
6237036282
Fairway Independent Mortgage Corp-Chris Martin Team
FHA loan specialists in Mesa Arizona help homebuyers secure government backed mortgages with lower down payments. Arizona law requires all mortgage loan originators to be licensed through the Arizona Department of Insurance and Financial Institutions. Mesa buyers often use FHA loans for single family homes and townhouses in Maricopa County.
What Does a FHA Loan Specialist in Mesa Cost?
Typical costs for FHA loan services in Arizona include an origination fee of 1 percent of the loan amount and third party fees for appraisal credit report and title work totaling $1,500 to $3,500. The upfront MIP of 1.75 percent is usually financed into the loan. Costs vary by lender loan size and property type. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Mesa Arizona in 2025?
For 2025 the FHA loan limit for a single family home in Maricopa County is $530,150. This limit applies to Mesa and surrounding areas. Higher limits may apply for duplexes triplexes and fourplexes.
Do FHA loans in Arizona require mortgage insurance?
Yes all FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. They also require an annual MIP that varies from 0.15 percent to 0.75 percent depending on loan term and down payment size.
Can I use an FHA loan for a condo in Mesa Arizona?
Yes but the condo project must be on the FHA approved condominium list. Many Mesa condos qualify. Your FHA loan specialist can check the HUD database to confirm approval status.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Arizona.