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Find VA Loan Specialists in Mercer Island, WA

Browse va loan specialists serving Mercer Island, Washington. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Mercer Island, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 5 va loan specialists in Mercer Island, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Seattle Funding Group, Ltd.
7525 SE 24th St Suite 330, Mercer Island, WA 98040
4254551733
US Bank Mortgage
2737 78th Ave SE #102, Mercer Island, WA 98040
2062365909
U.S. Bank-Mortgage Loan Officer-Renee Connor
U.S. Bank Area Served, Mercer Island, WA 98040
2063408031
Charlene Wenner-U.S. Bank Mortgage
2737 78th Ave SE #102, Mercer Island, WA 98040
4256372428
Chase Home Lending
7900 SE 28th St Ste 101, Mercer Island, WA 98040
5035770044

VA loan specialists in Mercer Island, Washington assist veterans and active duty service members with obtaining home loans backed by the U.S. Department of Veterans Affairs. Washington state law requires VA loan specialists to be licensed mortgage brokers or loan officers. Mercer Island offers a competitive housing market, and a local specialist can help navigate the specific property value limits and county tax rules in King County.

What Does a VA Loan Specialist in Mercer Island Cost?

Typical costs for a VA loan specialist in Washington include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal and credit report. The VA funding fee ranges from 1.4% to 3.6% of the loan amount, depending on your down payment and service category. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Mercer Island?
A VA loan specialist helps veterans understand eligibility, gather required documents, and find lenders offering VA-backed loans. They also explain Washington-specific rules, such as the state property tax exemption for disabled veterans.
How do I qualify for a VA loan in Washington?
You must meet VA service requirements, such as 90 consecutive days of active duty during wartime or 181 days during peacetime. Washington does not have a state income tax, so your debt-to-income ratio is calculated using your gross income.
Are there limits on VA loan amounts in Mercer Island?
VA loans do not have a strict maximum, but lenders often follow the conforming loan limit for King County, which is $766,550 for 2024. Your specialist can help you find a loan that fits your budget and the local market.