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Looking for a va loan specialist in Ephrata? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Ephrata, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 8 va loan specialists in Ephrata, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Horizon Credit Union
260 C St SW, Ephrata, WA 98823
8008525316
Granco Federal Credit Union
217 Alder St SW, Ephrata, WA 98823
5097545233
U.S. Bank Branch
121 Basin St NW, Ephrata, WA 98823
5097542431
Washington Trust Bank
261 Basin St SW, Ephrata, WA 98823
5097543534
Banner Bank
447 Basin St SW, Ephrata, WA 98823
5097545650
First Interstate Bank
66 Basin St SW, Ephrata, WA 98823
5097172255
Lorena Urrutia – Banner Bank Residential Loan Officer
447 Basin St SW, Ephrata, WA 98823
5096708575
Chase Mortgage
109 Division Ave W, Ephrata, WA 98823
5097542445
VA loan specialists in Ephrata, Washington help veterans and active duty service members secure home financing with favorable terms. Washington state law provides additional protections for veterans, including property tax exemptions for those with a service-connected disability. These specialists guide clients through the entire process, from obtaining a Certificate of Eligibility to closing on a home in Grant County.
What Does a VA Loan Specialist in Ephrata Cost?
VA loan specialists in Washington typically charge a flat fee or an hourly rate for their services. Flat fees range from 500 to 1,500 dollars, while hourly rates are usually 100 to 250 dollars per hour. Some specialists may offer a free initial consultation. Costs depend on the complexity of your case and the services provided. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Ephrata do?
A VA loan specialist helps veterans understand and apply for VA-backed home loans. They assist with paperwork, connect you with lenders, and explain Washington-specific benefits like the property tax exemption for disabled veterans.
Do I need a VA loan specialist to get a VA loan in Washington?
No, you can apply directly with a VA-approved lender. However, a specialist can simplify the process, especially for first-time homebuyers or those with complex financial situations. They also ensure you take advantage of all Washington state veteran benefits.
What are the eligibility requirements for a VA loan in Ephrata?
You must meet VA service requirements, such as 90 days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility. Washington does not impose additional state-level eligibility rules beyond federal VA standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.