Find VA Loan Specialists in Virginia Beach, VA
Directory of va loan specialists in Virginia Beach, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 20 va loan specialists in Virginia Beach, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a VA Loan Specialist in Virginia Beach Cost?
Typical costs for a VA loan specialist in Virginia include an origination fee of up to 1 percent of the loan amount. Appraisal fees in Virginia Beach range from 500 to 700 dollars. Closing costs generally total 2 to 5 percent of the purchase price but can be negotiated with the seller. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Virginia Beach?
To qualify for a VA loan in Virginia Beach you must meet service requirements set by the VA. This includes at least 90 days of active service during wartime or 181 days during peacetime. You will also need a valid Certificate of Eligibility from the VA.
Are there any Virginia-specific rules for VA loan funding fees?
Yes Virginia law does not add extra state funding fees beyond the standard VA funding fee. The VA funding fee ranges from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and whether it is your first use. Disabled veterans may be exempt from this fee.
How long does the VA loan process typically take in Virginia Beach?
The VA loan process in Virginia Beach usually takes 30 to 45 days from application to closing. Timelines can vary based on the lender workload and the complexity of your financial documents. Virginia law requires lenders to provide a Loan Estimate within three business days of receiving your application.