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Find VA Loan Specialists Near You in Van Alstyne, TX

Compare va loan specialists in Van Alstyne. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Van Alstyne, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 va loan specialists in Van Alstyne, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nathan Carver - Premier Lending, Inc.
1605 Co Rd 377, Van Alstyne, TX 75495
9728325761
Ryan Gibson, Senior Mortgage Broker
120 E Marshall St Suite B, Van Alstyne, TX 75495
2147636394

VA loan specialists in Van Alstyne, Texas help veterans and active duty service members secure home financing with no down payment. Texas law provides additional property tax exemptions for disabled veterans, which can be combined with VA loan benefits. Van Alstyne is located in Grayson County, where the VA loan limit for 2025 is $766,550 for most areas.

What Does a VA Loan Specialist in Van Alstyne Cost?

VA loan specialists in Texas typically charge a flat fee or a percentage of the loan amount, ranging from 1% to 3% of the loan value. For a $300,000 home, this could be $3,000 to $9,000. Some specialists offer free initial consultations. Closing costs in Texas average 2% to 5% of the purchase price, but sellers can pay some of these costs. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Van Alstyne?
You must meet service requirements set by the Department of Veterans Affairs, such as 90 days of active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA. Texas does not impose additional state-level eligibility rules beyond federal requirements.
Can I use a VA loan to buy a home in Van Alstyne with no down payment?
Yes, VA loans allow qualified borrowers to purchase a home with zero down payment. This applies to properties in Van Alstyne, including single-family homes and condos. The VA does not require private mortgage insurance, which reduces monthly costs.
Are there Texas-specific benefits for VA loan holders in Van Alstyne?
Texas offers a property tax exemption for 100% disabled veterans, which can reduce annual tax bills. Additionally, Texas has no state income tax, so your VA loan payments may be more manageable. The VA funding fee is also waived for veterans receiving VA disability compensation.