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Compare va loan specialists in Universal City. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Universal City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 va loan specialists in Universal City, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
1628 Pat Booker Rd, Universal City, TX 78148
2106595589
Security Finance
2930a Pat Booker Rd, Universal City, TX 78148
2105660142
VA loan specialists in Universal City Texas help veterans and active duty service members navigate the home buying process using VA-backed loans. Texas law provides specific property tax exemptions for disabled veterans, which can affect overall homeownership costs. These specialists guide clients through entitlement restoration, funding fee waivers, and local market conditions in the San Antonio area.
What Does a VA Loan Specialist in Universal City Cost?
Typical costs for a VA loan specialist in Texas include an origination fee of up to 1% of the loan amount and third-party fees for appraisal, credit report, and title services. The VA funding fee ranges from 1.25% to 3.3% of the loan amount depending on down payment and service category, but is waived for disabled veterans. Closing costs in Universal City generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Universal City?
A VA loan specialist is a mortgage professional who focuses on VA-guaranteed home loans. They help veterans understand eligibility, obtain a Certificate of Eligibility, and close on a home in Universal City or surrounding Bexar County.
What are the eligibility requirements for a VA loan in Texas?
Eligibility requires meeting service time requirements set by the Department of Veterans Affairs. This includes active duty, National Guard, or Reserve service with a minimum period of service or a service-connected disability. A valid Certificate of Eligibility is needed to proceed.
Are there Texas-specific benefits for VA loan holders?
Yes, Texas offers a property tax exemption for 100% disabled veterans and surviving spouses. Additionally, Texas does not have a state income tax, which can reduce overall housing costs. VA loans in Texas also have no prepayment penalties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.