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Directory of va loan specialists in San Benito, Texas. Verify credentials with the state mortgage licensing authority before hiring.
16 agents listed
Updated May 2026
San Benito, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 16 va loan specialists in San Benito, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
753 Biddle St, San Benito, TX 78586
9563611775
Western-Shamrock Finance
259 N Sam Houston Blvd, San Benito, TX 78586
9562769850
Security Finance
160 S Sam Houston Blvd, San Benito, TX 78586
9563991811
Sun Loan Company
1220 W. Business Highway 77 Ste C, San Benito, TX 78586
VA loan specialists in San Benito, Texas help veterans and active duty service members secure home financing with no down payment. Under Texas Property Code Section 5.001, VA loans are exempt from certain state homestead restrictions. These specialists guide clients through the VA funding fee, county tax exemptions, and local appraisal rules in Cameron County.
What Does a VA Loan Specialist in San Benito Cost?
VA loan specialists in Texas typically charge a flat fee or a percentage of the loan amount. Common fees range from 1% to 2% of the loan value, or a flat fee of $500 to $1,500. Some specialists may charge an hourly rate of $100 to $300. Costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in San Benito Texas?
A VA loan specialist helps veterans understand eligibility, obtain a Certificate of Eligibility, and navigate the loan process. They also advise on Texas-specific rules like the homestead exemption and property tax limitations under Texas Tax Code Section 11.13.
Do I need a Texas-specific VA loan specialist for San Benito?
Yes, because Texas has unique property laws, including the Texas Homestead Act and specific appraisal requirements for flood zones in Cameron County. A local specialist knows these rules and can help avoid delays.
How long does a VA loan take to close in San Benito Texas?
VA loans in Texas typically close in 30 to 45 days. Delays can occur if the property is in a flood zone or requires a termite inspection, which is common in the Rio Grande Valley.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.