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Compare va loan specialists in Richmond. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Richmond, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 va loan specialists in Richmond, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Element Home Loans w/ Rick Carrier
24200 Via Mazzini Way Suite 301, Richmond, TX 77406
2817676700
Richmond VA Clinic
22001 Southwest Fwy, Richmond, TX 77469
8325957700
Sundeep Chugh, Home Loan Officer, Residential Mortgages
11023 Glenrothers Dr, Richmond, TX 77407
2817777270
Primary Residential Mortgage, Inc.
800 Main St, Richmond, TX 77469
2147369466
David Cline
800 Main St, Richmond, TX 77469
8324234138
VA loan specialists in Richmond Texas help eligible veterans and active duty service members secure home loans with favorable terms. Texas law provides specific property tax exemptions for disabled veterans, which a specialist can explain during the loan process. Richmond is part of Fort Bend County, where local market knowledge helps with appraisal and closing requirements.
What Does a VA Loan Specialist in Richmond Cost?
Typical costs for a VA loan specialist in Texas include an origination fee of 0.5 to 1 percent of the loan amount and third party fees for appraisal and title work. In Richmond, appraisal fees range from 500 to 700 dollars and title insurance costs about 1,500 to 2,000 dollars. The VA funding fee is 2.15 percent for first time use with zero down payment, but this fee is waived for disabled veterans. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Richmond Texas?
A VA loan specialist is a licensed mortgage professional who guides veterans through the VA home loan process. They help with certificate of eligibility, lender requirements, and Texas-specific closing procedures.
Do I need a Texas specific VA loan specialist?
Yes, Texas has unique property tax rules and homestead exemptions that affect VA loans. A specialist familiar with Richmond and Fort Bend County can address local appraisal districts and title requirements.
What documents do I need for a VA loan in Richmond Texas?
You need your Certificate of Eligibility, proof of income, tax returns, and bank statements. Texas also requires a valid driver license or ID for closing documents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.