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Find VA Loan Specialists Near You in Richardson, TX

Directory of va loan specialists in Richardson, Texas. Verify credentials with the state state mortgage licensing authority before hiring.

8 agents listed
Updated June 2026
Richardson, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 8 va loan specialists in Richardson, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loan Factory - We Dare You to Compare
1605 E Collins Blvd, Richardson, TX 75081
(972) 666-6000
Loan Java
601 N Plano Rd, Richardson, TX 75081
(469) 581-8811 loanjava.com
Mortgage and Beyond
1900 Jay Ell Dr, Richardson, TX 75081
(214) 296-2284 mtgandbeyond.com
Mercantile Mortgage Corporation
1401 N Central Expy # 100B, Richardson, TX 75080
(972) 661-9988 mercantilemortgage.com
NRL Mortgage- Richardson
1301 W President George Bush Hwy Suite 300, Richardson, TX 75080
(855) 439-6634
AMSW Lending
1801 N Glenville Dr #100, Richardson, TX 75081
(214) 673-1295 amswlending.com
GenWay Home Mortgage
2600 N Central Expy Suite 600, Richardson, TX 75080
(866) 462-4891 genwayhome.com
GFS Home Loans - Richardson
885 E Collins Blvd #110, Richardson, TX 75081
(214) 251-6526 gfshomeloans.com

VA loan specialists in Richardson Texas help veterans and active duty service members secure home financing with no down payment. Texas law provides additional property tax exemptions for disabled veterans. These specialists guide borrowers through the Texas-specific funding fee and county loan limits.

What Does a VA Loan Specialist in Richardson Cost?

VA loan specialists in Texas typically charge an origination fee of 0.5% to 1% of the loan amount. Some specialists offer flat fees ranging from 500 to 1,500 dollars. Third-party costs like appraisal and title fees add 500 to 1,000 dollars. Texas law caps certain closing costs for VA loans. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Richardson?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They help veterans understand eligibility, gather required documents like the Certificate of Eligibility, and navigate Texas closing rules.
Do I need a Texas-specific VA loan specialist?
Yes, Texas has unique laws including a homestead exemption that affects property taxes. A specialist familiar with Texas can help you use your VA entitlement correctly and avoid common pitfalls in the Dallas-Fort Worth market.

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