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Showing 2 va loan specialists in Red Oak, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trinity Oaks Mortgage
421 Century Way #100, Red Oak, TX 75154
4695054663
Supreme Lending- The Statewide Group
200 N Interstate 35 E Rd, Red Oak, TX 75154
4694374366
What Does a VA Loan Specialist in Red Oak Cost?
VA loan specialist fees in Texas typically range from 0 to 1 percent of the loan amount, often paid by the lender. Closing costs in Red Oak average 3 to 5 percent of the purchase price, including appraisal fees of $500 to $700. Texas has no state income tax, but property taxes and insurance costs apply. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a VA loan in Red Oak Texas?
You need your Certificate of Eligibility, recent pay stubs, tax returns, and bank statements. Texas also requires a valid drivers license or ID and proof of Texas residency for property tax exemptions.
How long does a VA loan close in Texas?
Typical VA loan closings in Texas take 30 to 45 days. Texas law requires a 3-day right of rescission after signing, which can add time. Delays may occur due to appraisal or title work in Ellis County.
Can I use a VA loan for a second home in Texas?
VA loans are for primary residences only, not second homes. Texas law requires the borrower to occupy the home as their main residence within 60 days of closing. Rental properties do not qualify.