Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 va loan specialists in Pharr, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edgar Hernandez | Branch Manager | Primary Residential Mortgage, Inc.
3900 N Jackson Rd Suite 105, 108, 115, Pharr, TX 78577
9564577498
Primary Residential Mortgage, Inc.
3900 N Jackson Rd 108, 115, Pharr, TX 78577
9564911737
What Does a VA Loan Specialist in Pharr Cost?
Typical costs for a VA loan specialist in Texas include an origination fee of up to 1 percent of the loan amount and a VA funding fee ranging from 1.4 to 3.6 percent depending on your down payment and service category. Appraisal fees in Pharr usually run between $500 and $800. Closing costs such as title insurance and recording fees add another 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan and who qualifies in Pharr Texas?
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs. To qualify you must be a veteran active duty service member or surviving spouse with a valid Certificate of Eligibility. Texas does not impose state income tax which can help with overall affordability.
Are there Texas-specific rules for VA loans in Pharr?
Yes Texas has unique homestead laws that protect primary residences from most creditors. VA loans in Texas also require a funding fee unless you are exempt due to a service-connected disability. Local Pharr property taxes may apply but disabled veterans can apply for an exemption.
How do I find a VA loan specialist in Pharr Texas?
You can search for VA-approved lenders or mortgage brokers in Pharr who are familiar with the Texas Department of Veterans Affairs programs. Check the VA lender list and ask about their experience with Rio Grande Valley properties. Always verify their license with the Texas Department of Savings and Mortgage Lending.