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VA Loan Specialists in Midlothian, TX

Directory of va loan specialists in Midlothian, Texas. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Midlothian, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 va loan specialists in Midlothian, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mid America Mortgage Southwest
229 S 9th St, Midlothian, TX 76065
9727232611
Jeremy Finnestad (NMLS#2163031) - The Wood Group of Fairway Mortgage
3530 Jaycee Dr, Midlothian, TX 76065
2069620659
John Walling Mortgage Broker
7211 Hamilton Dr, Midlothian, TX 76065
2142125195
Chase Home Lending
1371 W Main St, Midlothian, TX 76065
8178796711

VA loan specialists in Midlothian, Texas help veterans, active duty service members, and eligible surviving spouses obtain home financing with zero down payment. Texas law provides additional property tax exemptions for disabled veterans, which can reduce overall homeownership costs. These specialists guide borrowers through the VA funding fee, county loan limits, and the unique requirements of the Texas property market.

What Does a VA Loan Specialist in Midlothian Cost?

VA loan specialists in Texas typically charge origination fees of 0 to 1 percent of the loan amount. The VA funding fee ranges from 1.25 to 3.3 percent of the loan, depending on your down payment and service category. Some specialists may also charge processing or underwriting fees of $500 to $1,000. Costs vary by lender and borrower circumstances. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Midlothian, Texas?
A VA loan specialist is a mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They help borrowers understand eligibility, gather required documents like the Certificate of Eligibility, and navigate the loan process specific to Texas.
Do I need a VA loan specialist to get a VA loan in Texas?
No, you can apply with any VA-approved lender. However, a specialist can simplify the process by explaining Texas-specific rules, such as the 100 percent financing option and the state's property tax exemptions for disabled veterans.