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Directory of va loan specialists in Katy, Texas. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Katy, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 18 va loan specialists in Katy, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Texas Capital Lending, A Division of InterLinc Mortgage - Katy, TX
24518 Kingsland Blvd, Katy, TX 77494
2813718555
loanDepot
24285 Katy Fwy #400a, Katy, TX 77494
2819940505
HomeWay Mortgage
23218 Red River Dr, Katy, TX 77494
2815658500
Dustin Golden, NMLS: 817993, Movement Mortgage
24275 Katy Fwy Suite #320, Katy, TX 77494
8326810628
Texas Lending Pro, Mortgage Broker
28111 S Firethorne Rd #703, Katy, TX 77494
7137259297
Houston Mortgage Brokers
22206 Highland Knolls Dr Unit C, Katy, TX 77450
8324377671
Supreme Lending Houston
410 W Grand Pkwy S #260, Katy, TX 77494
2818830080
Sente Mortgage
24044 Cinco Village Center Blvd #100, Katy, TX 77494
2819785626
Cesar Higuera | BluPrint Home Loans | Mortgage Lender NMLS # 1394557
1526 Katy Gap Rd Suite 504, Katy, TX 77494
8328897867
Bill Rapp, CCIM - Medallions Funds Capital Advisor - NMLS 228246
27815 Astoria Brook Ln, Katy, TX 77494
2812220433
Fairway Independent Mortgage Corporation
1526 Katy Gap Rd Suite 504, Katy, TX 77494
2813694575
AMP Lending
633 E Fernhurst Dr STE 204, Katy, TX 77450
2813915363
Luke Nenes Home Mortgage Lender
24285 Katy Fwy Suite 400-G, Katy, TX 77494
2817983943
Home1st Lending, LLC: Katy TX Branch #1418
1526 Katy Gap Rd Suite 102, Katy, TX 77494
2814519756
SecurityNational Mortgage Company
1526 Katy Gap Rd Unit 802, Katy, TX 77494
8552031300
Katy Mortgage Corporation
25307 Terrace Arbor Ln, Katy, TX 77494
8324374191
Michael Fuda - CMG Home Loans
24285 Katy Fwy Suite 400-G, Katy, TX 77494
2814416055
New American Funding - Katy II, TX
22762 Westheimer Pkwy Ste 430, Katy, TX 77450
2815034961
VA loan specialists in Katy, Texas help eligible veterans, active duty service members, and surviving spouses secure home financing with no down payment and competitive rates. Texas law provides a homestead exemption that can reduce property taxes for veterans with a service-connected disability. Katy is part of Harris and Fort Bend counties, both of which have specific local property tax exemptions for disabled veterans that a specialist can help you claim.
What Does a VA Loan Specialist in Katy Cost?
Most VA loan specialists in Texas do not charge a separate fee for their services; they are compensated through the lender. However, you may pay a VA funding fee which ranges from 1.4 to 3.6 percent of the loan amount depending on your down payment and whether it is your first use. Some specialists may charge a flat consultation fee of 200 to 500 dollars for complex cases. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan and who qualifies in Katy Texas?
A VA loan is a mortgage guaranteed by the U.S. Department of Veterans Affairs. To qualify you must meet service requirements such as 90 days of active duty during wartime or 181 days during peacetime. Surviving spouses of veterans who died in service or from a service-connected disability may also qualify.
Do I need a VA loan specialist in Katy or can I use any lender?
You can use any lender but a VA loan specialist understands the specific VA appraisal and underwriting rules. They also know local market conditions in Katy and can help you navigate Texas-specific requirements like the Texas Veterans Land Board programs.
What are the closing costs for a VA loan in Texas?
Closing costs for a VA loan in Texas typically range from 2 to 5 percent of the loan amount. The VA limits certain fees and the seller can pay up to 4 percent of the loan value in concessions. Texas also requires a survey and title insurance which add to costs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.