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Find VA Loan Specialists Near You in Garden Ridge, TX
Browse va loan specialists serving Garden Ridge, Texas. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Garden Ridge, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 va loan specialists in Garden Ridge, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Holland Home Loans LLC empowered by NEXA Lending - Becca Holland
19315 FM 2252 # 305, Garden Ridge, TX 78266
8302532280
Amy Bastion - Loan Officer - Pilgrim Mortgage
19269 FM 2252, Garden Ridge, TX 78266
8303109950
VA loan specialists in Garden Ridge, Texas help eligible veterans, active duty members, and surviving spouses secure home financing with no down payment and no private mortgage insurance. Texas law provides a homestead exemption that can reduce property taxes for veterans with a service-connected disability rating of 100 percent. Garden Ridge is located in Bexar County, where property values and local market conditions can affect loan limits and appraisal requirements.
What Does a VA Loan Specialist in Garden Ridge Cost?
VA loan specialists in Texas typically charge an origination fee of 1 to 2 percent of the loan amount. Other costs include the VA funding fee, which ranges from 1.25 to 3.3 percent of the loan depending on down payment and service history. Appraisal fees in Garden Ridge average between $500 and $700. Title insurance and escrow fees add another $1,500 to $3,000. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Garden Ridge Texas?
To qualify for a VA loan in Garden Ridge, you must meet service requirements set by the Department of Veterans Affairs. This includes serving 90 consecutive days on active duty during wartime or 181 days during peacetime. You will need a valid Certificate of Eligibility from the VA.
Are there Texas-specific rules for VA loans that affect Garden Ridge home buyers?
Yes, Texas has unique laws regarding property taxes and homestead exemptions. Veterans with a 100 percent service-connected disability rating may qualify for a total property tax exemption on their primary residence. Additionally, Texas does not have a state income tax, which can affect overall home affordability.
How long does the VA loan process take in Garden Ridge Texas?
The VA loan process typically takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and final approval. Delays can occur if additional documentation is needed or if the property requires repairs to meet VA minimum property requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.