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Compare VA Loan Specialists in Ennis, TX

Looking for a va loan specialist in Ennis? Review the directory below to compare your options.

15 agents listed
Updated May 2026
Ennis, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 15 va loan specialists in Ennis, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
1011 E Ennis Ave Ste B, Ennis, TX 75119
9728751458
Texas Car Title and Payday Loan Services, Inc.
203 E Ennis Ave, Ennis, TX 75119
9728753774
Western Finance
206 W Knox St, Ennis, TX 75119
9728756844
CashMax Title & Loan
308 E Ennis Ave, Ennis, TX 75119
9723304657
Security Finance
1401 W Ennis Ave, Ennis, TX 75119
9728759181
World Finance
112 W Ennis Ave, Ennis, TX 75119
9728754970
Trinity Capital Bank of Texas - Ennis
815 W Ennis Ave, Ennis, TX 75119
9723308530
Vanessa Zmolik - Guild Mortgage
101 NW Main, Ennis, TX 75119
4693374578
Latisha Perez
101 NW Main, Ennis, TX 75119
2142804939
Staci Fincher
101 NW Main, Ennis, TX 75119
4693374916
Ennis State Bank Mortgage
815 W Ennis Ave, Ennis, TX 75119
9728785866
Justice Finance Company
111 NW Main, Ennis, TX 75119
9728753866
Guild Mortgage Company
101 NW Main, Ennis, TX 75119
9728782224
Steven Barnard
101 NW Main, Ennis, TX 75119
8178451755
Guild Mortgage - J R Rudd
101 NW Main, Ennis, TX 75119
2144548167

VA loan specialists in Ennis Texas help veterans and active duty service members secure home financing with no down payment. Texas law provides property tax exemptions for disabled veterans which can affect loan affordability. Specialists guide borrowers through the Texas-specific funding fee and county loan limits.

What Does a VA Loan Specialist in Ennis Cost?

Typical costs for a VA loan specialist in Texas range from 0 to 500 dollars for a consultation. The VA funding fee is 2.15 percent for first time use with no down payment and 3.3 percent for subsequent use. Appraisal fees in Ennis average 500 to 700 dollars. Closing costs generally total 2 to 5 percent of the loan amount. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the basic eligibility requirements for a VA loan in Ennis Texas?
You must meet service requirements set by the VA such as 90 days of active duty during wartime or 181 days during peacetime. A valid Certificate of Eligibility from the VA is required. Texas does not impose additional state eligibility rules beyond federal standards.
How does the Texas property tax exemption affect VA loans in Ennis?
Disabled veterans in Texas may qualify for a partial exemption on their home property taxes. This exemption can reduce monthly housing costs and improve debt to income ratios for loan approval. The exemption amount depends on the disability rating from the VA.
Are there specific closing cost rules for VA loans in Texas?
Texas law limits certain closing costs for VA loans such as the origination fee to 1 percent of the loan amount. The seller can pay up to 4 percent of the loan value in concessions including closing costs. The VA funding fee can be financed into the loan.